Head of New Credit ProductsNew

At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.

As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we’re actively expanding our loan product footprint to 11 new countries.

Join us on this journey and let’s build the future of finance together!

What is this role about?

• Deliver maximum business impact in the New Credit Products business area by selecting the right problems to solve and ensuring effective execution.
• Lead the team and stakeholders through ideation, discovery, and delivery cycles to launch innovative consumer financing products that align with Bondora’s strategic objectives and market demands.
• Maintain a well-groomed product roadmap and delivery backlog, overseeing the entire product lifecycle from ideation to post-launch optimization and ongoing operations maintenance.
• Create business models and manage new credit product budgeting, forecasting, and financial performance, ensuring profitability and sustainable growth.
• Conduct comprehensive market monitoring and research to identify emerging trends, customer needs, and competitive dynamics to inform product strategy and development.
• Ensure all new products adhere to relevant financial regulations and compliance standards, mitigating legal and operational risks.
• Champion a user-centric approach in product design to deliver intuitive and engaging experiences that meet customer expectations.
• Establish key performance indicators (KPIs) for new products and continuously monitor their performance, implementing improvements as necessary to achieve business goals.
• Drive a high-performing new products team, fostering a culture of innovation, collaboration, and continuous improvement.
• Maintain clear and effective communication with internal and external stakeholders, fostering cross-functional collaboration between product, engineering, UI/UX, marketing, compliance, legal, and risk teams.

This role is located in our Tallinn or Tartu offices, but we welcome remote applications as well!

What would ensure success in this role?

• Ability to refine and implement a strategic vision for new credit products, aligning with business goals and market needs.
• Expertise in leading product ideation, development, and launch, ensuring ongoing optimization.
• Proficiency in budgeting, forecasting, and utilizing KPIs to drive product performance and profitability.
• Strong understanding of financial regulations to ensure compliance and risk mitigation.
• Ability to lead diverse, high-performing teams and collaborate effectively with internal and external stakeholders.

What can you expect at Bondora? 

• Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
• Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, share options and much more!)
• We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career.

The next steps

If you have the guts, ideas, and a team vision, apply now! 

Our hiring process: 

• Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to share your experiences and aspirations. 
• Assessments: Complete our personality and logic assessments to showcase your strengths. 
• Put your skills to the test: Tackle a home task related to brand strategy or creative ideation. 
• Engage with Andrus, our CPO and Aleksandra, our VP of Products: Impress the team solving product cases and your insights. 
• Meet our Founder - Pärtel Tomberg
• The celebration begins: If the stars align, receive an offer to join the Bondora team! 

Join our team of Bondorians, and let's make it happen!

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